About Me 0094: 2011

Monday, December 26, 2011

Making Money System

Wolf Richter www.testosteronepit.com

“Corporate Tax Dodging In The Fifty States,” a report that the CTJ released today, found that the largest corporations paid little or no state income taxes in any state for the years 2008-2010. In a prior report, the CTJ found that some of the most profitable US corporations paid no federal income taxes over the same period. Both reports point at one of the major problems dogging the US economy: the tax code—and its most fundamental flaw that not even tax reformers dare to mention.

The Internal Revenue Code serves two functions: raise money for the government; and dole out benefits and subsidies to industries, companies, pet projects, individuals, shrimp fisheries, etc. in return for campaign contributions, votes, and fringe benefits such as free plane rides, bundles of cash, sweetheart mortgages, or well-paid jobs for staffers when they move on. It’s the congressional bread and butter. And the economy pays the price.

Tax reform has been in the air in greater concentrations recently. The proposals address some of the symptoms of what’s wrong with the tax code (tax rates, inequality, constraints on business growth, complexity, etc.). But none address the most fundamental flaw that impacts every aspect of the tax code applicable to businesses: the separation of tax accounting from financial accounting.

For example, for the three years from 2008 through 2010, Well Fargo reported $49 billion in earnings, based on Generally Accepted Accounting Principles (GAAP), but it paid zero federal income taxes—it received a refund of $681 million (CTJ). GE reported $14 billion in income in 2010, of which $5.1 billion came from operations in the US. Income taxes? None. Instead, it claimed a refund of $3.2 billion (New York Times).

That these companies were legally able to tell investors that they made a ton of money while telling the IRS that they lost money shows just how absurd the system has become (not to speak of the absurdity that they received hundreds of billions in bailout money from the Fed and from TARP, plus a host of other taxpayer-funded benefits and guarantees).

This whole debacle could be avoided if the portions of the tax code as applicable to businesses were replaced by a single paragraph that states that income taxes are to be paid at x, y, and z rates on income as reported to investors under GAAP.

GAAP allows companies to seduce investors in a myriad ways with inflated profits and asset values. In fact, it incentivizes companies to engage in economically unproductive activities simply to make their numbers look better.

The tax code does the opposite. It encourages the very same companies that reported inflated income and asset values under GAAP to report little or no income to the IRS. The tax code incentivizes companies to invest heavily in economically unproductive strategies, such as massive lobbying or shifting income-producing activities offshore.

Making GAAP the accounting system for tax purposes would have a number of beneficial consequences. Among them:

Tax rates could be much lower than current rates because the income they’re applied to is the same inflated income that investors get dished up on a quarterly basis. Rates could be low enough to incentivize companies to re-shore profitable activities.

Companies would face a choice: inflate profits and asset values to look good but pay higher taxes as a consequence; or report realistic numbers and pay less in taxes. As an unintended consequence, financial reporting might become more reliable for investors.

Companies would have some certainty about income taxes and could commit to long-term investments with less risk.

The corporate tax profession could be shifted to productive activities. At GE, for example, the third-grade daughter of one of the employees could spend a few minutes every quarter doing GE’s income taxes (rate tables applied to reported income). Um, I’m being facetious. There will still be issues for professionals to tear their hair out over, such as international activities. But most of the tax professionals now on staff could be retrained to do productive work. IRS personnel would also be retrained, and auditors would follow GAAP in their audits.

Though the list of economic benefits is long, the noise from tax professionals and lobbyists would blow out the national eardrums. Profitable companies that pay no income taxes might dig in their heels. And unemployment might briefly edge up as tax professionals merge into other activities. Yet, the business and economic advantages of using one accounting system for tax and financial reporting, along with much lower tax rates, would be enormous. Alas, as ugly, complex, and dysfunctional as the current tax code is, it remains the congressional bread and butter—and that might never change.

Another ode to our lawmakers: a Cheneyesque banana-republic law would allow the military to imprison Americans for life.

Wolf Richter www.testosteronepit.com.

More people will watch because more people care. Caring people pay money and money makes the world go 'round.

A playoff system would halt the unfathomable amounts of money that comes in for the 35 bowl games the NCAA puts on every year. The people who control things will not allow the want of the people to sway what is the proper way of doing things while making enough money to keep them going.

It has become obvious that the experts on college football who advocate a playoff system don’t truly know the business of college football or how it works behind the scenes. They have become extended fans instead of rationalists like they should be.

The business of college football is one that will always be there. As long as there are colleges willing to play, the BCS will run the big show their way and give the people what they want.

If you don’t want a LSU vs. Alabama BCS Championship Game, you just don’t get it anyway.

Check back for more on the NCAA football as it comes, and check out Bleacher Report’s College Football Page to get your fill of college football.

Follow @Donald_Wood

Tuesday, December 20, 2011

Making Money With Website

The CNN Washington Bureau’s morning speed read of the top stories making news from around the country and the world. Click on the headlines for more.

WASHINGTON/POLITICAL:

CNN: House Republicans scrap direct vote on Senate payroll tax plan

Republicans on the House rules committee have voted to prevent a direct vote Tuesday on a Senate plan favored by Democrats and Senate Republicans to extend the payroll tax cut for two months.

CNN: House to vote Tuesday on Senate payroll tax plan

House Republican leaders put off until Tuesday a vote on a Senate plan to extend the payroll tax cut and said they were willing to work until the end of the year to negotiate a compromise with Senate Democrats.

CNN Money: Congress = Uncertainty Inc.

House Republicans say the two-month payroll tax cut extension passed overwhelmingly by the Senate would inject uncertainty into the economy.

CNN: CNN Poll: Gingrich lead gone, dead even with Romney

Newt Gingrich's lead in the race for the GOP presidential nomination has evaporated, according to a new national survey.

NATIONAL:

CNN: Hearing continues in Wikileaks court martial case

The military court hearing for Pfc. Bradley Manning continues Tuesday, a day after witnesses gave explosive testimony about the Army private accused of leaking more than a quarter of a million classified documents to the WikiLeaks website.

CNN: Blizzard pounds West, Midwest

Interstates and highways were shut down Monday night as a large winter weather system brought heavy snow, fierce winds and ice to at least five states in the West and Midwest.

CNN: Justice Department says a Conn. police department targeted Latinos

In a scathing report, the U.S. Department of Justice on Monday accused the East Haven Police Department (EHPD) in Connecticut of engaging in a pattern of widespread discrimination against Latinos in violation of the Constitution and federal law.

CNN: Two Muslim religious leaders sue airlines for discrimination

Two Islamic religious leaders from Tennessee filed a lawsuit against two airlines Monday, claiming they were discriminated against and not allowed to fly on a plane in May because of the way they looked.

INTERNATIONAL:

CNN: North Korea: Should we fear change?

North Korea's government was famously accused in 2002 by U.S. President George W. Bush of helping terrorism and seeking weapons of mass destruction, along with fellow "axis of evil" countries, Iran and Iraq.

CNN: U.S. supports plan to relocate terror group

The Obama administration "welcomes" a United Nations-led effort in Iraq to relocate a group on the State Department terrorism list, before an end-of-the-year deadline that could see heavy violence and a large humanitarian disaster unfold, senior administration officials said Monday.

CNN: Arrest warrant issued for Iraqi vice president

An Iraqi investigative committee issued an arrest warrant Monday for the country's vice president, who is accused of orchestrating bombing attacks against government and security officials.

CNN: Protesters battle for control of Egypt's Tahrir Square

Police and military troops clashed Monday with protesters in Egypt's Tahrir Square, the symbolic center of the uprising that brought down President Hosni Mubarak earlier this year.

BUSINESS:

CNN Money: What's really behind Twitter's staff exodus

Twitter's transformation from startup to power player has hit its rocky adolescent stage. In the past six months, more than a dozen high-level employees have departed. The sudden exodus set Silicon Valley chattering: What's going on at Twitter?

CNN Money: AT&T kills $39 billion bid for T-Mobile

Facing heavy resistance from the U.S. government to its $39 billion bid for T-Mobile, AT&T on Monday officially killed off the deal that would have created by far the nation's largest wireless company.

CNN Money: Stocks sell off as banks tank

U.S. stocks closed sharply lower Monday as bank shares took a beating amid fresh concerns about the debt crisis in Europe.

In Case You Missed It…

Henry Kissinger does not view North Korea as a major threat when it comes to sustaining a full-scale long term war.

While the mafia has long been associated with Italy’s poorer southern regions and Sicily, there is now strong evidence to suggest that the tentacles of organized crime in Italy have well and truly penetrated Italy’s economic powerhouse – Milan.

This penetration has occurred slowly and silently, but has not gone unnoticed.

Writer of mafia expose Gomorrah, Roberto Saviano claimed that the evidence of the mafia moving north was there for all to see, but he was told that he did not know what he was talking about by people who should have known better. I myself wrote about the mafia moving north earlier this year.

Yesterday, Italian newspaper and website Il Fatto Quotidiano carried an article on mafia arrests in Milan and another northern stronghold, Brescia. It was believed that these two major northern Italian population centers were impervious to mafia penetration. Well, there were not as recent arrests show.

Milan prosecutor Ilda Boccassini was involved in setting up a recent swoop which netted, amongst others, a supposed anti-mafia magistrate based in Calabria. This magistrate, one Vincenzo Giglio, is suspected of feeding information to a Milan based ‘ndrangheta mafia group know as the Valle clan.

Also rounded up in the swoop were Vincenzo Minasi, a lawyer and Francesco Morelli, an elected member of the Calabrian regional government. Morelli, it happens, was elected thanks to a Berlusconi-PdL party list. Obviously Berlusconi did not pay too much attention to who belonged to his party. Maybe he knew, maybe he did not.

At the bottom of the list of those arrested was Luigi Mongelli, a member of Italy’s financial police the Guardia di Finanza no less. Mongelli was probably responsible for keeping inquisitive eyes away from the tax affairs of the mafia operations.

Italy’s mafia, or rather “mafias” have become extremely sophisticated and know exactly who to recruit in order to keep their illicit activities out of the limelight.

Unholy Alliances

While links between politicians and organized crime are nothing new in Italy, there seems to be no sign of any reduction in the number of these unholy alliances. The reason why the mafia befriends politicians or installs its own in positions of power are to enable it to make money on public works contracts and on refuse dumping. Both areas are extremely profitable for organized crime and both are damaging Italy.

Rubber Stamping

Buildings or roads constructed by mafia nominated contractors are not subject to the health and safety controls such works would normally face owing to mafia friends in local government and relevant government departments tuning a blind eye – permissions and approvals are automatically rubber stamped. Nobody in Italy really knows how many buildings or roads have been built with sub-standard materials or workmanship owing to mafia control. Unfortunately, it is only when problems arise, such as when buildings collapse that the truth comes to light. Seeing as these are public works contracts, the buildings which might collapse could well be schools or university buildings.

Illegal Waste

Then there is the dumping of illegal waste. Disposing of toxic waste costs money, but mafia run enterprises only charge around 50% of what the normal regulated market requests. Unscrupulous businessmen and others desperate to keep their businesses afloat in poor economic times find savings on refuse disposal too appetizing to resist. Only the toxic waste is not disposed of safely. Oh no. Instead it is dumped just about anywhere it can be hidden, or semi-official dumps are set up with the assistance of corrupt politicians and officials. Such dumps are given the go ahead by corrupt officials who simply write reports saying everything is OK. More automatic rubber stamping.

Protection Money

Disposing of waste and infiltrating public works are not the only way organized crime is making a quick million or three in Italy’s north.

Milan’s mayor Giuliano Pisapia, in an article which appeared in the Corriere Della Sera in late September 2011, claimed that around 6,000 businesses in Milan were paying the “pizzo”. No relation to pizza, the pizzo is basically protection money. Either you pay up or something bad will happen to your business, your family or you.

It is now crystal clear: the mafia has gained a firm foothold in Milan. There is no denying it. Roberto Saviano was right.

This post originally appeared at Italy Chronicles.

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Monday, December 19, 2011

Tips about pinpointing the best option carpet cleaning business on your location.

Business carpet cleaner is really a most useful thing to utilize in the workplaces to completely clean floor coverings. In high visitors locations, in which floor coverings tend to be densely soiled, cleansing becomes even more complicated; as a result, the majority of cleaning companies obtain a business carpet cleaner.

Business office structures, making use of their hundreds of sq . ft regarding carpeted area, pose unique problems with regard to cleansing contractors. Cleaning organizations need to clear carpets within office structures inside as little period as possible to prevent disrupting everyday operations. Within high visitors areas, in which carpets are densely dirty, washing gets even more difficult. Consequently, most contractors obtain a business carpet cleaner made to offer you superlative, successful cleansing regarding industrial locations for instance workplace things.

Low end carpet cleaning machines may well save you cash at first, but repeated complete breakdowns, deterioration, and also bad function top quality will surely cost far more ultimately. These types of reduce capacity equipment are intended for use at home or even inside smaller places. They can't run hr right after hr with no break, since commercial carpet cleaning needs. Additionally, they're not long lasting adequate to endure the corrosive chemicals and dirt a commercial carpet cleaner will be confronted with. Consequently, you ought to lookup the particular supply for a supplier that provides commercial carpet cleaner as well as select the right merchandise.

Any commercial carpet cleaner provides higher strain levels as well as temperatures configurations than residential devices, enabling quicker, more efficient washing. Several manufacturers of industrial carpet cleaning machines might achieve temperatures up to 210° Farreneheit. They are able to have got stress amounts different up to 500 psi, which may be altered based on the washing needs.

Just about the most important specifications for carpet cleaning equipment will be uninterrupted operation. Therefore, top quality business carpet cleaner is actually fitted together with large capacity answer and restoration tanks. Many of these equipment possess remedy tanks since big inside capacity as 18 gallons. Also, to prevent the requirement to quit the equipment before drinking water heats, a couple of heating system elements are supplied as opposed to one, which reduces heat time to about 5 min's. A number of these carpet shampooers possess computerized refilling as well as getting rid of components so that the owner does not wind up wasting productive time completing as well as emptying away fresh and dirty water.

Floor covering extractors should be low circulation, it doesn't matter what problems a person work below. Although you may in no way confront h2o deficiency, all organizations of the character should make use of drinking water sparingly. Additionally, in the event that you are required to just work at the patient's website, then you may need to be much more cautious about water make use of, specifically because damp worksites tend to be rarely appreciated. Carpet cleaners in which make use of less drinking water help in quicker carpet drying out, therefore removing conditions which result in mildew and also bug infestation.

Large capability carpet shampooers have got an additional function. They are also useful for washing area rugs and upholstery. Make sure you obtain area rug cleaners with all the proper wands. Upholstery wands are more compact compared to carpet wands; they're used for cleansing seat addresses, settees, baby car seats, curtains, as well as rugs. Preferably, these kinds of wands are constructed of stainless for extra toughness as well as deterioration resistance.

Verify the hose length and high quality at the same time. The particular hose needs to be long lasting and break immune and really should be extended adequate to be able to effortlessly achieve the area necessary with out regular moving. High quality floor covering extractors possess tubes that may be adjusted based on the dimensions with the carpeting.

The right rug purifiers are an essential element of any carpet cleaning enterprise and offer years of program as well as thousands of dollars within enhanced productivity. Daimer Market sectors is really a major supplier regarding carpet cleaning gear. Daimer provides a total array of greatest carpet cleaners such as floor covering extractors, rug cleaners, floor covering shampooers and more.

More and more carpet cleaning businesses are becoming proven with every moving day time with the sole purpose of offering specialist carpet cleaning providers to be able to those who need them.

A growing number of carpet cleaning businesses are getting proven along with each transferring day time with the sole purpose of offering expert carpet cleaning companies to people who need all of them. The requirement with regard to expert carpet cleaning may differ through person to person. Even though some require this kind of providers since they may have absolutely no free time to accomplish the washing on their own, others may believe they do not possess the proper expertise to do the actual washing; others may not feel inspired to clean the particular floor coverings, especially if they are large.

A lot of people who choose to carry out the washing by themselves have a tendency to wonder ways to get the same stunning results because the specialists. The good news is this can be done using the correct gear, the best washing items and the right techniques found in carpet cleaning. http://carpetcleaningatlanta1.info One thing you must do is figure out the proper goods for the kind of staining or even spots typically available on your carpeting. The best products will surely finish the same job carefully and safely.

The second thing would be to know the types of gear you will need for your work. You can find all kinds of cleansing gear available on the market, some of which are quite expensive. Nevertheless, it is possible to obtain the right products with an affordable price by conducting simple online investigation. Once you have decided the strategy you would like to make use of to wash your own carpeting, be more successful to find the proper device for this.

Finally, it is crucial to learn the proper cleaning processes to get a distinct type of carpeting clean. Many people end up within scenarios in which they've the best cleaning brokers as well as the correct tools yet do not know the proper processes to perform a excellent job. The net is a superb tool to use for studying the right carpet cleaning strategies from your specialists themselves.

With your 3 items set up, it is very easily possible to clean your floor covering just like the specialists. In case you are not really also sure concerning the capabilities, always request professional help as it is quite inexpensive. Oriental Carpet Care NEW YORK, a NEW YORK CITY carpet cleaning company, continues to be supplying knowledgeable and dependable carpet cleaning companies to be able to New york previously two decades. Getting the maximum, A+, ranking with the BETTER BUSINESS BUREAU, Asian Area rug Treatment THE BIG APPLE acquired placed alone being a highly professional and also trustworthy Nyc carpet cleaning business. Get yourself a FREE On the web Quote or Contact Now with regard to more details concerning our own carpet cleaning program.

It is crucial that you realize that if you're searching for an excellent carpet cleaning program, make sure to confirm their own status. Uncover what another prior consumers will need to point out concerning them. Head to: http://carpetcleaningatlanta1.info to learn more concerning locating an existing carpet cleaning Atlanta. or simply investigation with the use of carpet cleaning Atl. Once you've it, have a look at his or her plan places to find out whenever they have insurance plan where your home is situated. Next call the quantity for the region in addition to routine a meeting.

Thursday, December 15, 2011

Hints on engaging a appliance repair company Appliance Repair Chicago

Tips on hiring an appliance repair service

1. For virtually every options regarding picking a major appliance repair firm, receive tips first of a variety of appliance repair companies from folks as their views a person believe in, just like ones family and good friends who've got activities inside selecting appliance repair products and services ahead of
.

2. Take into account if it's far more cost-effective to help just useless the appliance for a completely new 1 in comparison with to get the item restored by a specialized. Totally free quotations is also distributed by numerous appliance repair chicago
on the internet or over the phone. This way, you will not need to e-book a real program require a pc professional right away and find billed excessive charges to get a basic restoration that one could even carry out alone. Now, you are able to pre-judge no matter whether it is best to restore or change your wrong product
.

3. A different factor that will help to consider whether or not you must retain the services of an established appliance repair specialist will be the typical life-span of your equipment. Perform a little investigating online to discover if the product can be far too old if mending it will you need to be the waste materials regarding dollars as well as time
.

4. Using some outdated models of dishwashers, washing machines, and also refrigerators, they will generally have an improved quality on the subject of their own interior elements when compared with current low-end products. Globalization provides come to using specific tiny aspects of a lot of appliances to be stated in large in lots of places on earth; that added on the manufacturing regarding low-cost, reasonably low-quality central areas. There are a few top notch and very long lasting old-model kitchen appliances that might be well worth fixing
.

5. A simple behave associated with unplugging subsequently plugging back again an electronic machine can obvious the challenge for moderate electronic failures about washing machine's
.

6. Prior to deciding to choose a skilled appliance repair technical assistant ahead above and execute this fix in your case, you may want to examine the search engines pertaining to appliance repair study materials which may describe the condition along with provide typical do-it-yourself fixes. On-line product instructions are usually no cost and will provide you complete particularly how to carry out trivial repairs for specific models of devices
.

7. In case you have the knack for this and would prefer to carry out specialized household fixes yourself, you will need to behave like an established as well as use basic safety cups and also steel-toed protection shoes. It is also good sense in order to unplug the appliance primary before starting unscrewing anything. Sharpened perimeters exist inside of dryers and that means you must be watchful while focusing on a single
.

Why you should hire a professional appliance repair service?

Hiring an expert to accomplish a great appliance repair could keep you from wasting your time and effort tinkering with the particular workings of any residence equipment that you simply do not understand. Attempting to make it better by yourself could even lead to a lot more harm in your kitchen appliance. You can find a lot of affordable appliance repair products and services currently being promoted on the net or even for the phonebook. It is possible to constantly contact the right choice who is going to fix whatsoever not working kitchen appliance you might have at home
.

There are specific property equipment objects that may be much more cost-effective to solve compared to to exchange. Microwaves, refrigerators, freezers, ranges, dryers, stoves, and many others. enhance the everyday existence; we all at times also find comfort by utilizing them. Whenever they get cracked as well as cease working properly, reducing them right away in support of a new one particular might not be monetarily appear. You will discover so many circumstances in which the particular deterioration is incredibly small, and only several trivial changes as well as basic maintenance can make that become as well as completely new once more
.

Specialists who offer household fix providers are available online or perhaps within the phonebook, along with some of them are prepared to arrive more than or even talk with anyone within the phone to offer free quotations on achievable costs pertaining to repairing some property equipment
.

What to look for when hiring a professional appliance repair service?

Inquire through relations and also pals very first for tips. Those individuals as their opinions an individual trust are normally the best method to obtain info relating to various other property appliance repair providers they have tried prior to.

If you use either a good on the net appliance repair forum or a on the internet advertising of the commercial appliance repair firm, then you definitely must be sure so it affirms “licensed and insured” so that you can be sure you will be obtaining the companies at a specialist who may have been through a formal appliance repair training. The company’s express permission also need to become yet another thing that you need to look out for. This license number needs to be good and the insurance coverage must be current. Also, you need to investigation about how precisely precisely very long that will appliance repair business has been doing small business as well as where destinations the idea works; a business having a lot of regional background is frequently additional reliable as it should go as a result of particular program plans to help keep their specialist standing in the marketplace. Yet another thing not to ever forget about even though searching for a appliance repair service is actually whether or not the company is usually listed with main world wide web web directories much like the yellowish web pages, Yahoo roadmaps, Askjeeve local, and so forth. That need to be listed a place; an incredibly imprecise a single might just be an unskilled startup company or perhaps a scam. You have to likewise remember appliance repair chicago
which in turn publicize heavily may perhaps impose a lot above these small regional types that will rely much less on promoting but heavy about the word-of-mouth multiply of the very good repair companies.

Once you have finally determined which in turn appliance repair corporation to travel with, you could question pointedly around the title from the technical assistant who'll be servicing you along with immediately question for you to talk with them initial. Here, it is suggested that you consult the particular tech how much time they has become mending home equipment. Required specialist the important points from the problem. Produce the many symptoms thus that they can certainly think about achievable advantages of the appliance breakdown. Your pc professional is likely to offer you several feasible causes with the equipment trouble possibly just before he or she has the chance to arrive around to your residence. And finally, request a appraisal of the mend expense when you have layed out the challenge. An expert pc professional is usually eager to offer you a single

It’s crucial that you keep in mind that when you are searching for a good appliance repair company, make sure you verify their popularity. Discover what some other earlier clients have to point out regarding them. Go to: www.aaaasc.com for more information concerning tracking down an established appliance repair in Chicago or perhaps lookup by using appliance repair Chicago. Once you have your website, take a look at their own program areas to see should they have insurance coverage exactly where your house is situated. Then contact the quantity to your region and schedule an appointment.

Saturday, December 3, 2011

how to manage personal finances

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Friday, December 2, 2011

foreclosure report

About Me 0094